WRO_1246I can’t believe 2016 is already well underway. JR and I (and Jack) went to Taos again earlier this month for more skiing. On this trip, we were joined by several friends we have made over the years. Two members of my ski group had major breakthroughs in their bump skiing and skied both Al’s Run (1 1/2 mile of steep bumps, right under chair 1!) and Kachina Peak for the first time (my fourth Al’s and third Kachina). A great week!

In the meantime, I’ve been preparing to teach a course on January 21: “Divorce, Real Estate, and Mortgages: Principles for Realtors”. So far, 31 realtorsĀ are signed up!

Mortgage rates have declined in the first few weeks of the year despite the Fed’s decision to raise rates in December. The market had long anticipated the Fed’s decision, so it was already baked into rates. With plunging oil prices and a slow down in China, rates are low – a great time to buy a home or refinance. If you are thinking about either, give me a call! I’d love to help you.