03-28-Who-To-Notify-ArticleFor most people, moving to a new home is a hectic time. It usually involves a decent amount of planning, money, packing and depending on whether or not you hired movers, heavy lifting. When I moved out of state a few years ago, one of the things that helped me avoid feeling overwhelmed ahead of the actual move day was making a checklist. It included tasks like buying boxes, arranging to cancel utilities, getting rid of things I didn’t need, etc. As organized as I thought I was, there was an additional checklist that I wish I would have created to help make things easier – a checklist of who to notify about my move and new address. If you’re moving anytime soon, here’s who you should include on your list:

The U.S. Postal Service

The sooner you let the Postal Service know about your new address, the sooner you’ll start getting mail forwarded there. To sign up, click here. Note that there is a $1 verification fee to change your address.

Your Employer

Regardless of if you’re staying with your company or moving to a new one, you’ll definitely want to let them know what your new address is. At the end of the year, your company will be sending you a W-2 for tax purposes. That document will contain personal information like your social security number, which you wouldn’t want to get into the wrong hands. Additionally, companies send information about your benefits, like health insurance, 401(k) accounts and more.

Banks and Credit Card Companies

Your financial information is important. You’ll want to make sure you’re getting documents like your bank statements at the correct address. Plus, if you move to a new city or state, your bank might flag your account and call you if they notice that you’ve been using your debit or credit card in an unfamiliar location. It’s a good idea to make sure you’re getting your credit card bills at your new address – the last thing you should have to worry about right after a new move is accidentally missing a payment.

Internet, Phone and Utility Companies

When I moved to the state that I’m in now, I didn’t transfer my internet service. Instead, I canceled it in case I wanted to go with a new provider when I moved into my new place. In hindsight, I should have just updated my address with my provider and then looked at other providers once I was settled in. The result was not having internet for about two weeks, because the provider I went with was backlogged with new installations at the time. This goes for more than just internet companies, though – remember to notify your electricity company and cell phone company, too. Your electricity company will need to be able to bill you for your last month of service, and your phone company will also need to know where to send your new bills.

Magazines You Owe Subscriptions To

If you’re subscribed to a magazine, you’ll want to make sure you continue to get each issue. Since so few people send snail mail these days, it’s nice to get something in the mailbox other than bills sometimes.

Insurance Companies

Definitely let your health and car insurance companies know about your move. Otherwise, you could get tied up trying to get ahold of your policy documents, explanation of benefits, etc. down the road.

If this list has inspired you to search for a new home, remember to contact a PrimeLending loan expert to learn what mortgage plan is best for you.

 

From the PrimeLending blog, by Sarah Crandall